assessment of disability(The quantitave evaluation of an insured person's inability to work in his or her former profession or in any other, or of his or her potential for reintegration into a suitable occupation. It is also used in determining the level of benefits. (1997))
asset management(The process of placing, in accordance with fiduciary responsibilities, available capital in appropriate financial products and non-financial investment vehicles. More generally, the strategic management of institutional financial and non-financial assets)